This is the Servicemembers Civil Relief Act. The SCRA amends the Soldiers’ and Sailors’ Civil Relief Act (SSCRA), which was passed by Congress to provide protection to persons entering or called to active duty in the U.S. Armed Forces. The new law contains many of the same protections under the SSCRA, and strengthens many protections as well. Reservists and members of the National Guard (when in active federal service) are protected under the SCRA. Additionally, some of the SCRA’s protections extend to the soldier’s family members. The protection begins on the date the soldier entered active duty service and terminates upon release from active duty. However, some protections under the act extend for a limited time beyond discharge but are tied to the discharge date. Topics covered in this act are as follows:
- Termination of Lease Agreements
- Evictions From Leased Housing
- 6% Interest Rate
- Qualifying debts
- The service member should:
- The creditor is required to:
- Delay (Stay) of Court Proceedings / Re-opening Default Judgments
- Default Judgments
- Installment Contracts and Self Help
- Auto Leases
- State Income Tax
- Enforcement of Obligations, Liabilities, Taxes
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